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Protection Plans

When does my coverage begin?

Protection plan coverage begins the day your product is ordered.

If your product also has a manufacturer’s warranty, coverage for product defects and mechanical or electrical failures begins the day the manufacturer’s warranty expires.

How do I submit a claim?

You can submit a claim to your protection plan provider (Warrantech, Allstate, or Uniters) on their website or app, or give them a call at the phone number listed on your protection plan certificate.

Will I have to pay a deductible?

No, you won’t have to pay any deductible.

Can I cancel my plan?

Yes, you can cancel your protection plan with any provider for a full refund within 30 days of purchase. After 30 days, your refund will be prorated. Previous claims and fees may be deducted from your refund.

For more information, see your plan’s Terms & Conditions.

What does my protection plan cover?

Coverage details vary based on the protection plan provider listed on your protection plan certificate.

Uniters protection plan covers all accidental stains (food, beverages, pet stains, etc.) as well as accidental damage (rips, tears, burns, punctures, scratches, gouges, chips, or dents). For mattresses, Uniters will cover cleaning or replacements for stains that occur from everyday, residential use while using the Uniters BedGard mattress protector. Mattress protection also covers structural damage after the manufacturer’s warranty has expired for all products used in residential settings.

Warrantech protection plan covers either the replacement or repair costs for parts and labor for mechanical or electrical failure due to defects in materials, workmanship.

An Allstate protection plan covers your All Modern purchase from accidents, malfunctions and defects. (See coverage details below.) Intentional damage, loss, and theft are not covered.

Area Rugs

Coverage for accidental stains (food, beverage, pet, etc.).

Coverage for other accidental damage (rips, tears, burns, etc.).

Indoor & Outdoor Furniture

Coverage for accidents (like stains, rips, burns, and chips).

Coverage for common malfunctions (like broken hardware and seam separation).

Mattress Protectors

Coverage for accidental stains (food, beverage, pet, etc.).

Coverage for defects in material and manufacturing (for the mattress protector only).

Are there any coverage exceptions I should know about?

Coverage details vary based on the protection plan provider listed on your protection plan certificate.

Warrantech does not cover accidental damages such as drops and spills, or failure to comply with the manufacturer’s warranty. It also does not cover theft, damages caused by natural disasters, such as fire or flooding, or products used in commercial settings. For more information, please see the complete list of Warrantech exclusions.

Uniters does not cover damages caused by accumulation, neglect, abuse, or failure to comply with the manufacturer’s warranty. It also does not cover damages caused by natural disasters such as a fire or flooding, or furniture used in commercial settings. For more information, please see the complete list of Uniters exclusions.

For Allstate exclusions, click here.

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